Mid cap schemes invest mostly in medium-sized companies and small cap funds invest in smaller companies in terms of market capitalisation. What about aggressive investors looking to pocket extra returns by taking extra risk? Well, they can bet on mid cap and small cap schemes. A regular investor can benefit from the uptrend in any of the sectors, categories of stocks by investing in these schemes. These schemes invest across market capitalisations and sectors, based on the view of the fund manager. In short, you should invest in large cap schemes if you are looking for modest returns with relative stability.Ī regular equity investor (one with a moderate risk appetite) looking to invest in the stock market need not look beyond multi cap mutual funds or diversified equity schemes. They are also relatively less volatile than mid cap and small cap schemes. These schemes invest in top 100 stocks and they are relatively safer than other pure equity mutual fund schemes. Large cap schemes are meant for such individuals. Some equity investors want to play safe even while investing in stocks. We are watching it closely, as it is apart of our aggressive hybrid fund recommendation list. It was in the third quartile before that. Note, ICICI Prudential Equity Debt Fund has been performing poorly for a while - the scheme was in the last quartile during the last month. Aggressive hybrid schemes are the best investment vehicle for very conservative equity investors investors looking to create long-term wealth without much volatility. Because of this hybrid portfolio they are considered relatively less volatile than pure equity schemes that invest the entire corpus only in stocks. These schemes invest in a mix of equity (65-80%) and debt (20-35). First, find out about each category and whether it is suited to your investment objective and risk profile.Īggressive hybrid schemes (or erstwhile balanced schemes or equity-oriented hybrid schemes) are ideal for newcomers to equity mutual funds. Here are some pointers you should keep in mind while investing these schemes. No wonder, many investors keep visiting mutual fund forums for validation even years after after they had started investing. A lingering doubt about the veracity of the names always hold them back. Some people never proceed beyond collecting names of top funds because looking for the top funds becomes their favourite pass time. Sometimes, schemes from a single category may dominate the list because that happens to be the flavor of the season. Most often, the schemes may be shortlisted on the basis of their short-term performance. Mostly it would take you to some websites with ready-made lists. Read this article to understand why.įor example, try an online search. But will the magic list make you rich? Well, the answer is complicated. Most new mutual fund investors ask this question while starting their investment journey. Are you looking to start investing in mutual funds? Did you search- 'top 10 MFs' on the internet? If the answer is yes, this article may resonate with you.
0 kommentar(er)
